Capital Access Program (CAP)
With CAP loans, the lender will originate, underwrite, and service loans. The lender will also submit required enrollment and claims forms to the state, and obtain assurances of eligibility from each borrower. To participate, the lender must submit the Master Agreement below to DCEO.

Pre-Application Forms - Lenders, please complete and submit these forms so that DCEO can quickly work with you to enroll your institution in the Advantage Illinois program.

CAP Lender Sample Agreement - Lenders, this is a sample of what will become the ultimate agreement between DCEO and your institution. The Pre-Application Form will allow us to generate your Agreement for signature.

CAP Bankers Guide

Participation Loan Program (PLP)
With any of the PLP loans, the financial institution identifies potential opportunities for state participation. To participate, the lender must submit Master Agreement below to DCEO.

Pre-Application Forms - Lenders, please complete and submit these forms so that DCEO can quickly work with you to enroll your institution in the Advantage Illinois program.

Master Participation Sample Agreement - Lenders, this is a sample of what will become the ultimate agreement between DCEO and your institution. The Pre-Application Form will allow us to generate your Agreement for signature.

PLP Banker's Guide

Revolving Line of Credit Sample Agreement Addendum

Revolving Line of Credit Banker's Guide

SBA 7A Sample Agreement Addendum

SBA 7A Banker's Guide

SBA 504 Sample Agreement Addendum

SBA 504 Banker's Guide

Minority/Women/Disabled/Veteran Owned Business Banker's Guide

Collateral Support Program (CSP)
CSP supplies cash collateral accounts to lenders to enhance the collateral coverage of borrowers, while also providing the lending institution with a source of deposits. The accounts will cover all or a portion of the collateral shortfall identified by the lending institution.

Pre-Application Forms - Lenders, please complete and submit these forms so that DCEO can quickly work with you to enroll your institution in the Advantage Illinois program.

Cash Collateral Sample Master Agreement - Lenders, this is a sample of what will become the ultimate agreement between DCEO and your institution. The Pre-Application Form will allow us to generate your Agreement for signature.

CSP Bankers Guide